Moneyview UPI Referral Code: Earn mCoins & Redeem Free Digital Gold

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Looking for a reliable way to earn tangible cashback on your everyday UPI transactions? Moneyview UPI rewards you with mCoins every time you scan, pay bills, or transfer money, which you can redeem directly as Digital Gold.

Use referral code PAST5IFYXUVECR6R5SJE during signup to unlock welcome rewards of up to ₹1,800 across UPI, Digital Gold, and personal loan perks.

Moneyview UPI at a Glance

FeatureDetails
Referral CodePAST5IFYXUVECR6R5SJE
Welcome PerkEarn up to ₹1,000 worth of mCoins on your 1st UPI spend (min. ₹50)
Redemption Rate10 mCoins = ₹1
Redeem As24K Digital Gold (Starting from just 50–100 mCoins / ₹5–₹10)
RuPay UPI LinkSupported (Earn extra mCoins on credit card spends)
ValiditymCoins expire 1 year from the date credited
Verified Referral Code (2026)
PAST5IFYXUVECR6R5SJE

🎁 Bonus: Unlock welcome rewards of up to ₹1,800 across UPI, Digital Gold, and personal loan perks.

Apply on Moneyview UPI App →

Everyday Ways to Earn mCoins

  • Merchant & Peer Payments: Earn on both Scan & Pay (P2M) and regular contact transfers (P2P).
  • Bill Payments & Utilities: Get rewarded on electricity, water, broadband, and mobile recharges.
  • RuPay Credit on UPI: Link a RuPay credit card to boost your mCoin earn rate on merchant QR scans.
  • Loan EMI Repayments: Earn bonus mCoins when paying full EMIs through the Moneyview app.

Redeeming Your mCoins for Digital Gold

Unlike apps that offer scratch cards with third-party discount vouchers you never use, Moneyview lets you convert points into physical-backed digital gold. Once your balance hits 50 to 100 mCoins (equivalent to ₹5–₹10), head to the Rewards tab, tap Redeem, and add the gold balance to your locker. You can hold it for long-term savings or sell it later for cash back to your bank account.

Moneyview UPI Referral Code: Earn mCoins & Redeem Free Digital Gold
Moneyview UPI Referral Code: Earn mCoins & Redeem Free Digital Gold
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