BOBCARD Referral Code BOB-REF-1914-URIY: Claim 2,000 Points
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BOBCARD is offering 2,000 reward points to people who apply through a referral link in 2026, and the catch is that the link must be the one you start from, with the application submitted within seven days. Meet that and the reward is yours. Miss it and you may get nothing, so here’s exactly how it works.
The Referral Deal at a Glance
| Detail | Info |
|---|---|
| Referral Code | BOB-REF-1914-URIY |
| Welcome Bonus | 2,000 reward points for the referee (you) and 2,000 for the referrer |
| Eligibility | Referee must apply through the referrer’s link. The application must be completed and submitted for card decisioning within 7 days of starting it |
| Points Conversion | Value depends on the BOBCARD variant held, so the same 2,000 points may be worth different amounts on different cards |
BOBCARD: 2,000 Reward Points When You Apply via Referral
🎁 Perks: 2,000 reward points credited 24 hours after card approval. Point value depends on your card variant.
Apply for BOBCARD
From Link Click to Points in Your Account
- Open the invite link above. Don’t start from any other link, because applications through other links or sources don’t qualify, and neither side gets rewards.
- Start the BOBCARD application and fill in the details the form asks for.
- Submit the application for card decisioning within 7 days of starting it.
- Wait for card approval.
- Your 2,000 reward points are credited to your BOBCARD account 24 hours after approval.
- Check the BOBCARD app or your card account statement to see the points.
What the Programme Covers
- Referee reward: 2,000 reward points when you apply through the referrer’s link, credited 24 hours after card approval.
- Referrer reward: 2,000 reward points for each eligible referral that ends in a card being issued. These are credited automatically on issuance.
- No cap for now: Until 31 December 2026, there’s no cap on the points a referrer can earn through eligible referrals.
- Where to see it: Credited points show in the BOBCARD app or the card account statement.
- Variable value: Point value depends on the card variant of whoever receives them.
All BOBCARD Cards You Can Apply For
BOBCARD lists 31 cards on its website, and several are built for specific groups, so check the “Who it’s for” column first. The Apply links in this table are standard apply links and don’t carry the 2,000-point referral reward. For that, use the code or the button in the box above.
| Card | Headline perks | Who it’s for | Apply |
|---|---|---|---|
| ETERNA | Reward points, unlimited airport lounge access, BOGO movie tickets. Savings valued up to ₹81,000* | High-performers wanting lifestyle and travel privileges | Apply |
| BOBCARD Etihad Guest Premium | 6 miles per ₹100 on Etihad Airways, 0% forex mark-up, bonus miles on spend milestones | Frequent flyers, business travellers | Apply |
| BOBCARD Etihad Guest | 3 miles per ₹100 on Etihad Airways, 1% forex mark-up, bonus miles on spend milestones | Frequent flyers, business travellers | Apply |
| PREMIER | Reward points, travel deals and benefits, fee waiver | Explorers and frequent travellers | Apply |
| TIARA | Accelerated rewards and health packages, unlimited airport lounge access, memberships and perks worth up to ₹31,652 | Women (premium category women’s card) | Apply |
| BOBCARD Cashback | 5% cashback on online spends*, unlimited 1% cashback on other spends, monthly auto-credit of cashback | Smart shoppers and everyday spenders. Not eligible for the referral reward points | Apply |
| EASY | Reward points, everyday shopping rewards, fuel surcharge waiver | Anyone wanting value on everyday spends | Apply |
| BOBCARD Micro Enterprise | Rewards on every spend, up to 50 days interest-free credit, annual fee waiver | Micro entrepreneurs | Apply |
| CORPORATE | 500 bonus rewards, airport lounge access, 24×7 support | Corporates, partnership firms and start-ups | Apply |
| EMPOWER | Up to 50 days interest-free credit, spend-based rewards, cashless convenience | Proprietors and self-employed | Apply |
| SELECT | Reward points, online shopping benefits, cashback redemption | Frequent online shoppers | Apply |
| SNAPDEAL BOBCARD | 5% unlimited cashback, shopping vouchers worth up to ₹500, everyday shopping rewards | Online offer hunters | Apply |
| HPCL ENERGIE | Up to 60 litres of free fuel, 25% off on movie tickets, 500 joining rewards | People who cover long distances by road | Apply |
| IRCTC Credit Card | Up to 10% savings on train tickets, everyday shopping rewards, 500 bonus rewards | Regular train travellers | Apply |
| BOBCARD Scapia | 20% rewards on travel bookings on the Scapia app (as Scapia coins), 0 forex markup, unlimited lounge | Every kind of traveller | Apply |
| BOBCARD Uni GoldX | 1% value back in Uni Coins, 5% on Uni store purchases, 0 forex markup, lifetime free | Those who want non-expiring rewards | Apply |
| BOBCARD One | Metal card, unlimited shopping rewards, 1% forex, controlled through the OneCard app | Those who prefer ease, functionality and design | Apply |
| UPGB/GGB/BRKGB PRAGATI | Reward points, everyday shopping rewards, smart EMI | Customers of UPGB, BRKGB and GGB (UP, Rajasthan, Gujarat) | Apply |
| NAINITAL BANK RENAISSANCE | 5X rewards, fuel surcharge waiver, smart EMI option | Nainital Bank customers | Apply |
| PRIME | Lifetime free, guaranteed issuance, reward points on spend | Those who want credit against a bank FD with almost zero documentation | Apply |
| ICAI Exclusive BOBCARD | 4000 reward points, airport lounge access, professional indemnity insurance | ICAI members | Apply |
| ICSI DIAMOND | 3999 reward points, airport lounge access, reward points | ICSI members | Apply |
| CMA ONE | Reward points, complimentary insurance, 4000 reward points | ICMAI professionals | Apply |
| Indian Army YODDHA | Lifetime free, airport lounge access, exclusive memberships | Indian Army personnel | Apply |
| VIKRAM | Lifetime free, everyday shopping rewards, value-for-money perks | Defence personnel | Apply |
| Indian Navy VARUNAH | Reward points, unlimited airport lounge access, exclusive memberships | Indian Navy personnel | Apply |
| Indian Coast Guard RAKSHAMAH | Lifetime free, airport lounge access, exclusive memberships | Indian Coast Guard personnel | Apply |
| Assam Rifles The SENTINEL | Lifetime free, airport lounge access, exclusive memberships | Assam Rifles personnel | Apply |
| PM SVANidhi | Up to 51 days interest-free credit, starts with ₹10,000 credit limit, lifetime free | Street vendors who have repaid their PM SVANidhi loans | Apply |
| UJJIVAN SFB Elite | 5x rewards, airport lounge access, lifetime free | Customers seeking enhanced rewards, travel and dining benefits | Apply |
| UJJIVAN SFB Platinum | 5x rewards, fuel surcharge waiver, lifetime free | Value-conscious customers wanting everyday savings | Apply |
* As marked on BOBCARD’s card page. Terms apply. Card details are from BOBCARD’s website as of 30 October 2026.
Also read: BOBCARD Eterna Credit Card: First Year Free Offer, Unlimited Lounge
Reward Rules and Questions People Ask
When will my 2,000 points show up?
For the referee, points are credited to your BOBCARD account 24 hours after card approval, subject to the programme’s terms. They appear in the BOBCARD app or on your card account statement.
What can cost me the reward?
Applying through any link other than the referrer’s, since neither side then gets rewards. Not submitting the application within 7 days of starting it. Choosing a BOBCARD cashback card, which earns the referee no points. Having a delinquent or NPA account at the time of reward fulfilment also makes a cardholder ineligible.
How much are 2,000 points worth in rupees?
BOBCARD doesn’t give one fixed figure. The value depends on the card variant held, so it can differ between cards.
Our Take
Best for people who were already planning to apply for a BOBCARD rewards variant and can finish the application in one sitting. Skip it if you’re set on the cashback card, since the referee reward doesn’t apply there. Submit the application promptly and keep a screenshot of the reward status in case you need to raise a support query. Because point value depends on the card variant, treat the 2,000 points as a bonus rather than a fixed rupee amount.
