Terms and Conditions

Last Updated: September 7, 2026

Welcome to ExtraPerk.in (“we,” “our,” or “us”). By accessing or using our website located at https://extraperk.in (the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not access or use our Site.

1. Nature of the Service

ExtraPerk.in is an independent deal, referral, and rewards curation platform. We provide informational listings, editorial overviews, and links regarding:

Credit cards and banking promotions (including Lifetime Free offers).
Mobile application invite and referral codes.
Curated retail discount drops, loots, and brand freebies.

ExtraPerk.in is not a bank, financial lender, merchant, or service provider. We do not issue credit cards, process payments, ship consumer goods, or administer merchant rewards programs directly.

2. No Financial or Professional Advice

All content published on ExtraPerk.in is strictly for general informational, educational, and entertainment purposes.

We do not provide personalized financial, investment, credit, or legal advice.
Financial terms, credit card eligibility, interest rates, joining fees, and annual fees are set exclusively by the respective issuing financial institution.
You are encouraged to review the official terms and schedule of charges on the issuer’s website before submitting an application or applying for financial credit.

3. Deal Accuracy, Pricing, and Expiration

While our team strives to curate and hand-verify all offers, deals, referral codes, and prices:

Offers Expire Rapidly: Promotions, merchant pricing, coupon codes, and bank terms change frequently without prior notice.
No Guarantee: We do not warrant or guarantee that any deal, coupon code, freebie, or referral credit displayed on our Site will be active, honored, or valid at the time of your visit.
ExtraPerk.in is not liable for orders canceled by merchants, expired promo codes, altered bank reward structures, or rejected credit card applications.

4. Affiliate Links and Third-Party Relationships

ExtraPerk.in participates in affiliate marketing and referral programs. Some links on this Site are affiliate links that redirect you to third-party merchant or financial partner sites.

If you click on an offer, apply for a credit card, or make a purchase, we may earn a referral fee or commission at no extra cost to you.
When you leave ExtraPerk.in, your transactions, privacy, and account relationships are solely between you and the respective third-party provider. We have no control over and assume no responsibility for external content, terms, delivery, customer support, or product defects.

5. Intellectual Property Rights

Unless otherwise stated, all original written content, site design, layouts, and curated editorial materials on ExtraPerk.in are the intellectual property of ExtraPerk.in and protected by copyright and trademark laws.

Third-Party Trademarks: Brand names, logos, bank emblems, and product names referenced on our Site (such as HDFC, SBI, Swiggy, Amazon, etc.) belong to their respective trademark holders. They are used strictly for identification and editorial reference purposes under fair use.
You may not scrape, republish, redistribute, or reproduce our content or database feeds for commercial purposes without prior written authorization.

6. User Conduct

When using ExtraPerk.in, you agree not to:

Attempt to bypass site security, disrupt servers, or flood the platform with automated requests, bots, or scrapers.
Post deceptive, spammy, malicious, or abusive remarks if interacting via public discussion forums or comments.
Misrepresent your affiliation with ExtraPerk.in when sharing deals or links on third-party forums or social networks.

7. Limitation of Liability

To the fullest extent permitted by applicable law, ExtraPerk.in, its operators, affiliates, and partners shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

Your access to, use of, or inability to use the Site.
Any reliance placed on the completeness or accuracy of any offer or financial overview.
Financial decisions, card applications, or transactions conducted with third-party merchants or issuing banks linked from our Site.

8. Changes to These Terms

We reserve the right to revise or modify these Terms at any time without prior notice. Any updates will take effect immediately upon being posted on this page with an updated “Last Updated” timestamp. Continued use of the Site after changes constitutes acceptance of the revised Terms.

9. Contact Us

If you have questions, concerns, or requests regarding these Terms, you can contact us at:

Website: https://extraperk.in
Email: admin@extraperk.in