CRED Referral Link 2026: Get Up to ₹250 Cashback on Bill Payment (Min ₹100)
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Join CRED via our referral link & get up to ₹250 cashback after paying a credit card or utility bill of ₹100+ within 30 days. Sign up & claim your reward now!
Offer Summary
| Feature | Details |
|---|---|
| New user reward | Up to ₹250 cashback (exact amount not fixed) |
| Qualifying action | Sign up via the referral link + make an eligible bill payment |
| Eligible payments | Credit card bill (min ₹100) or utility bill (min ₹100) |
| Time limit | 30 days from joining via the link |
| Key requirement | CRED must be able to fetch your card details from the credit bureau at onboarding |
| Referrer reward | Up to ₹1,000 per referral, based on referral level |
Verified CRED Invite Offer (2026)
🎁 Get up to ₹250 instant cashback when you pay your first bill!
Claim Cashback on CRED →Rewards & Benefits Fact Sheet
🎁 New User Reward
- Up to ₹250 cashback for a new user who joins through a referral link and makes an eligible bill payment.
- Your friend (the referrer) and you both receive cashback only if all conditions below are met.
✅ Eligible Payments
- Credit card bill payment: minimum ₹100
- Utility bill payment: minimum ₹100
⏳ Time Limit
- You have 30 days to join CRED via the referral link and make an eligible bill payment.
⚠️ Important Conditions
- You must download the app and sign up only using the referral link. Signing up any other way may make you ineligible.
- Credit bureau check: cashback is awarded only if CRED can successfully retrieve your card details from the credit bureau at onboarding. If it can’t, neither you nor the referrer gets cashback.
- CRED can modify the rules and policies at any time, so confirm the offer in-app before paying.
How to Claim Your CRED Reward
- Download CRED: Click the official invite link
- Complete Onboarding: Enter your mobile number, verify via OTP, and check your credit score eligibility.
- Make Any Bill Payment: Pay a credit card bill, utility bill, or scan and pay via CRED UPI.
- Unlock Cashback: Receive up to ₹250 cashback credited straight toward your bill or bank balance upon successful payment.
💳 Paying credit card or utility bills? Get rewarded on CRED!
Sign up using my invite link and get up to ₹250 cashback on your very first bill payment:
👉 https://app.cred.club/spQx/p9gercos
