Best UPI Refer and Earn Apps in India | Verified Cashback
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Discover the top UPI apps in India offering real referral rewards and signup bonuses. Compare referrer payouts, new user perks, and qualifying steps.
| App | Referrer Reward | New User Perk | Qualifying Requirement | |
|---|---|---|---|---|
| super.money | Up to 5% cashback | Up to ₹100 cashback | Send ₹1 via the app; credited within 1 minute | Get Reward → |
| Stashfin | 100 Stashfin Coins (₹10) | Up to 1000 Stashfin Coins (₹100) | Both users get 100 coins on signup; pay using Stashfin to earn up to 1000 coins (10 coins = ₹1) | Get Reward → |
| Navi UPI | Up to ₹100 | ₹5 instant cashback | 1st UPI payment | Get Reward → |
| CRED | Up to ₹250 cashback | Up to ₹1000 cashback | Sign up via invite link & make your first credit card / utility bill payment | Get Reward → |
| KreditBee UPI | ₹25 assured cashback | Up to ₹750/month + ₹75 loan benefits | 1st UPI payment of ₹10 or more | Get Reward → |
| Paytm | Up to ₹100 | ₹50 Recharge voucher | 1st UPI payment of ₹10 or more, within 7 days | Get Reward → |
| Moneyview UPI | Up to ₹1000 | Up to ₹1000 on first transaction | Minimum transaction of ₹50 | Get Reward → |
| Amazon Pay UPI | Up to ₹50 cashback | ₹25 cashback | Set up UPI using referral link | Get Reward → |
| BHIM App | Up to ₹200 | Up to ₹200 | Register with mobile number & link bank account | Get Reward → |
| slice UPI | Up to 3% cashback | ₹500 on first payment | Scan & Pay using slice UPI credit card | Get Reward → |
| PhonePe | N/A | N/A | Details not available | Open → |
super.money
Referrer rewardUp to 5% cashback
New user perkUp to ₹100 cashback
RequirementSend ₹1 via app
Stashfin
Referrer reward100 Coins (₹10)
New user perkUp to 1000 Coins (₹100)
RequirementPay using Stashfin
Navi UPI
Referrer rewardUp to ₹100
New user perk₹5 instant cashback
Requirement1st UPI payment
CRED
Referrer rewardUp to ₹250 cashback
New user perkUp to ₹1000 cashback
Requirement1st bill payment
KreditBee UPI
1st payment₹25 assured cashback
Monthly cashbackUp to ₹750/month
Loan benefit₹75 on 1st loan
Requirement1st payment ₹10+
Paytm
Referrer rewardUp to ₹100
New user perk₹50 recharge voucher
Requirement1st payment ₹10+, in 7 days
Moneyview UPI
Referrer rewardUp to ₹1000
New user perkUp to ₹1000
RequirementMin. transaction ₹50
Amazon Pay UPI
Referrer rewardUp to ₹50
New user perk₹25 cashback
RequirementSet up via referral link
BHIM App
Referrer rewardUp to ₹200
New user perkUp to ₹200
RequirementRegister & link bank
slice UPI
Referrer rewardUp to 3% cashback
New user perk₹500 on first payment
RequirementScan & pay w/ slice card
[…] the ₹2 Authentication:Open your UPI app (such as PhonePe) and approve the ₹2 authentication […]