Best Digital Gold Apps in India to Buy and Sell Gold Online
HeyCash — 10% bonus for 24h on surveys, offers & games. Fast PayPal & gift card payouts. Code Y7DTGZ → Join
Want to invest in gold without worrying about storage, purity checks, or making charges? Digital gold apps let you buy 24K gold online, often with very small amounts, and sell it any time at the live market price. Many apps also add new user rewards, coins, or cashback on top.
This page lists the digital gold apps in India that I have come across, with their current offers and special features. I keep it updated, so bookmark it and check back before you sign up.
| App | Features & Offers | Download |
|---|---|---|
| Augmont Gold | Loan against gold is available | Download → |
| Aura Gold | Use refer code "AUxMT5gA" and get ₹30 worth of free digital gold on your first transaction of ₹500 or more | Download → |
| Navi | Buy gold and win NAVI coins | Download → |
| Stashfin | Buy gold and win Stashcoins | Download → |
| Gullak | Use code "1VF38P" during sign up and win up to ₹1000 | Download → |
| Paytm Gold | 5% off on first gold purchase | Download → |
| super.money | Flat 3% cashback on digital gold purchases | Download → |
| Amazon Pay | Flat 2% back on your first transaction of ₹10 or more | Download → |
Offers change often. Always check the terms inside the app before you buy.
What Is Digital Gold?
Digital gold is a way to buy real gold online without holding it physically. When you buy, the platform’s partner purchases the equivalent gold and stores it in a secure vault on your behalf. You can usually sell it back at the live rate whenever you want, and some apps let you convert it to physical coins or bars.
How Does Buying and Selling Digital Gold Work?
- Download an app and complete sign-up and KYC.
- Check the live gold rate shown in the app.
- Buy by entering an amount in rupees or a weight in grams, and pay by UPI or another method.
- Hold it in your account as long as you like.
- Sell at the live selling price, and the money goes to your bank account.
Prices shown for buying and selling differ slightly. This gap is normal, so digital gold suits medium to long-term holding better than quick trading.
Benefits of Buying Gold Through an App
- Start small. Many apps let you begin with a very small amount.
- No storage worry. Nothing to keep at home or in a locker.
- Instant buy and sell at live rates.
- Extra rewards. Sign-up bonuses, coins, and cashback, as listed in the table above.
- Extra features. Some apps also offer things like loans against your gold.
Things to Check Before You Invest
- Regulation. Digital gold sold by apps is not the same as regulated products like Gold ETFs or Sovereign Gold Bonds. SEBI has cautioned investors that digital gold platforms fall outside its oversight, so read the app’s terms and understand who holds and insures your gold.
- Charges. Look at GST on purchase, the buy/sell price gap, and any fees for physical delivery.
- Tax. Gains from digital gold are taxable. Rules and rates can change, so check the current income tax rules or ask a tax professional.
- Offer conditions. Rewards often need a minimum purchase, a referral code, or a time limit.
- Don’t over-allocate. Gold is usually a smaller slice of a diversified portfolio, not the whole thing.
How to Choose the Right Digital Gold App
- Want a sign-up reward? Look at the features column for new user bonuses.
- Want to borrow against gold? Pick an app that offers loans against gold.
- Like earning coins? Some apps give their own coins on gold purchases.
- Already use the app for UPI or payments? Staying in one ecosystem can be convenient.
