Flipkart Axis Bank Credit Card: Apply Online, First Year Free Offer & Cashback Perks
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Apply for the Flipkart Axis Bank Credit Card with zero joining fee (First Year Free till 31st October 2026). Earn 5% cashback on Flipkart, 7.5% on Myntra, and 4% on Swiggy & Uber.
Key Highlights at a Glance
| Feature | Details |
| Joining Fee | ₹0 (First Year Free — till 31st October 2026) |
| Annual Fee | ₹500 + GST (Waived on annual spends of ₹3,50,000+) |
| Welcome Benefits | ₹350 Total Value: ₹250 Flipkart Gift Voucher + ₹100 instant discount on Swiggy (new Swiggy users) |
| Myntra Spends | 7.5% Cashback (Capped at ₹4,000 per quarter) |
| Flipkart & Cleartrip | 5% Cashback (Excludes Flipkart Health; capped at ₹4,000 per merchant/quarter) |
| Preferred Merchants | 4% Unlimited Cashback on Swiggy, Uber, PVR, and Cult.fit (No cap) |
| All Other Spends | 1% Unlimited Cashback with no maximum ceiling |
| Fuel Surcharge Waiver | 1% waiver on transactions between ₹400 – ₹4,000 (Max waiver ₹400/month) |
Flipkart Axis Bank Credit Card: First Year Free (₹0 Joining Fee)
🎁 Welcome Benefits: ₹350 Value (₹250 Flipkart Voucher + ₹100 Swiggy Discount) + 5% Unlimited Cashback.
Apply Now on Axis Bank →Cashback & Rewards Breakdown
- 7.5% Accelerated Cashback: Available on all Myntra purchases, up to a maximum cap of ₹4,000 per calendar quarter.
- 5% Core Partner Spends: Earn 5% back on everyday orders via Flipkart (excluding Flipkart Health) and travel bookings on Cleartrip, capped at ₹4,000 per merchant per quarter.
- 4% Everyday Essentials (Unlimited): Flat 4% return on daily rides, dining, and fitness across Swiggy, Uber, PVR, and Cult.fit with no capping on earnings.
- 1% Universal Base Rate: Earn 1% on all other offline and online retail purchases with no earnings ceiling.
Eligibility Criteria & Required Documents
- Age: 21 to 65 years
- Employment Type: Salaried or Self-Employed
- Minimum Monthly Salary: ₹25,000/month
- Self-Employed Income: Annual ITR > ₹3,60,000
- Credit Score: 736+
- New-to-Credit: Not eligible (previous credit history required)
Documents Needed:
- ID Proof: PAN Card, Form 60, or Passport
- Address Proof: Valid government address document (such as Passport, utility bills, or equivalent officially valid document)
- Income Proof: Latest salary slips, Form 16, last 3 months’ bank statements, or filed ITR returns
- Photograph: Recent passport-sized color photo
How to Apply Online
- Start Application: Visit the official application page via the verified link
- Submit Details: Enter your registered mobile number, PAN, and basic professional details.
- Verify via Video KYC: Complete the instant online VKYC verification with your physical PAN card ready.
- Card Issuance & Welcome Perks: Once approved, make an initial transaction to activate your account and trigger your ₹250 Flipkart voucher and Swiggy welcome discount.
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